SAVING & SPENDING6 minutes
Checks and Withdrawals
Write checks and withdraw your money online, by phone or via ATM.
FDIC-insured
We're a member of the FDIC and our accounts are FDIC insured.
Bank Anytime, Anywhere
Imagine a bank that never closes. Manage your accounts from virtually anywhere in our app.
Source: Curinos, New York, NY. curinos.com Although the information has been obtained from the various institutions themselves, the accuracy cannot be guaranteed. See disclosures below for more information.
Money Market account: How it works.
Let’s say you want to earn as much interest as you can, but you’re not quite sure when you’ll need your cash. A Money Market account is a great option for you.
Money Market account: How it works.
Let’s say you want to earn as much interest as you can, but you’re not quite sure when you’ll need your cash. A Money Market account is a great option for you.
High Yield Savings (HYS)
APY*
No minimum balance
EXPLORE HIGH YIELD SAVINGSCertificates of Deposit (CDs)
APY* at 12 mo
No minimum balance
EXPLORE CDSFAQ
You can access your money in your High Yield Savings and (non-IRA) Money Market accounts these ways:
- ATM: With the optional ATM card available with a High Yield Savings or Money Market account, you can get cash and perform basic transactions either in the U.S. or abroad, at any ATM displaying the Plus or Accel logos. Riverstones Vista Capital currently doesn’t charge a fee to use an ATM, but there may be an ATM fee charged by the ATM owner/operator. Riverstones Vista Capital will refund domestic ATM fees charged by other financial institutions, up to $5 per statement cycle. If you have Diamond status in our Perks Rewards program, you’ll receive unlimited ATM fee refunds each statement cycle. (Fees associated with using an ATM machine abroad, such as currency conversion and foreign transaction fees, are not refundable by Riverstones Vista Capital .)
- Electronic transfer:You can transfer your money to and from accounts you hold at RVC and other banks. Just sign in to riverstonevistacapital.com. You can also use our automated phone system by calling +1(803) 824-0007 anytime. We do not charge a fee to transfer funds to and from your High Yield Savings and Money Market accounts.
- Check: You can optionally request checks for your Money Market account.
- Wire transfer: Request a wire transfer from your High Yield Savings or Money Market account by calling +1(803) 824-0007 from 7 a.m. to midnight ET Monday–Friday, or 8 a.m. to 5 p.m. ET Saturday–Sunday.
You can deposit money to your High Yield Savings or Money Market Account in several ways:
- Transfer from a Riverstones Vista Capital account.
- Electronic transfer (ACH) from a non-Riverstones Vista Capital account that you’ve linked to your account.
- Mobile check deposit via the Riverstones Vista Capital mobile app. Sign into the app, tap the Deposit tab, select your account and take a picture of the check on your mobile device or tablet. The amount of a mobile check that you can deposit is currently limited to $2,000 USD per account.
- Direct deposit from a third party.
- Wire transfer to your Riverstones Vista Capital account (must be initiated by the sending bank).
- Personal or cashier’s check. Fill out a deposit slip (which you’ll get in your Welcome Kit from us) and mail the check and deposit slip to:
Riverstones Vista Capital
PO Box 669802
Dallas, TX 75266-0955
If you don’t have a deposit slip, note your Account Type and Number in the Memo section of the check. Endorse the back of the check with “For Deposit Only Account #XXXXXX” (and insert your account number for the X’s).
Yes. Riverstones Vista Capital
is a member of the FDIC, so your deposit accounts with us are insured up to $250,000 per ownership category. If you want, learn more about FDIC insurance limits.
