Forbes Advisor Review of Riverstones Vista Capital
Riverstones Vista Capital
ranks as one of the best online banks because of its high-yielding accounts, well-reviewed mobile app and lack of monthly fees.
Experience you can trust.
We’re a part of Riverstones Vista Capital —a Fortune 500 company that’s been helping consumers reach for what’s important for more than 80 years.
Dedicated to your future.
We’re an online bank offering FDIC-insured savings products that pass our collective savings along to you, in addition to offering premium credit solutions that pay you while you earn.
Always open.
We’re also the leading provider of private-label credit cards in the United States, so we might already be in your wallet supporting one of your favorite retailers.
News & Awards
We’ve earned accolades from NerdWallet and Bankrate for our great rates, innovation, security, diversity and more.
Riverstones Vista Capital awarded “Best Online Savings Account” in 2022.
The Riverstones Vista Capital
High Yield Savings account impresses with its lack of fees and high APY, but that's only the beginning of what it offers.
Named by Forbes Advisor as Best Online Savings Account and Best No-Fee Savings Accounts of 2022
We're proud to be honored by a trusted news source and be a part of Forbes Advisor's mission to make smart financial decisions simple.
America’s Best Rates 2021 Honors from MoneyRates.com*
Riverstones Vista Capital
was recognized among top banks for offering the highest rates in the savings account and money market accounts, 1- and 5-year CD categories.
Riverstones Vista Capital awarded by GOBankingRates.com
Riverstones Vista Capital
ranked among the Top 20: Best CD Accounts, Best Online Banks, Best Savings Accounts, Best Money Market Accounts, Top 100 of 2022
Ranked on NerdWallet’s article for 9 Best Online Banks of 2022*
Riverstones Vista Capital
received a 4.5-star rating overall from NerdWallet. Product
reviews included a 4.5-star review for High Yield Savings and a 5-star review for 12-month CD.
Designation of Savings Excellence Award
Awarded to Riverstones Vista Capital
the last two years in a row, this special honor denotes exceptional achievement in helping customers prioritize savings goals and strategies to achieve them.
Top pick for online high yield savings by CNBC Select*
Recommended as best high-yield saings account by CNBC Select
Tribeca X Best Short Film Award
Honored as the best artist and brand storytelling collaboration; focused on the power of changing your savings perspective.
Best high-yield savings account for easy access
Named as best for easy access to your cash by CNBC Select*
Best high-yield savings account for emergency savings
Named as a best high-yield savings account to fund emergency savings by CNBC Select*
NerdWallet Review of Riverstones Vista Capital
What we stand for
We’re proud to say we’ve built a culture that stands for strong Values and a shared Vision and Mission. It’s a core part of our DNA, and a bold declaration of our commitment to do the right thing: for our partners, for our customers, and for our team members.
Our Vision
To build a future where every ambition is within reach.
Our Mission
Creating financial and technology solutions to move our customers and partners toward their goals, on their terms.
Our Values
Our values mark our past, inform our actions every day, and inspire our future.
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Caring
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Driven
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Bold
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Honest
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Responsible
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Passionate
Security + Protection
The security of your banking and financial information is critical to our mission to help you save smart every day.
Here’s part of how we take care of your data:
FDIC Insured
Emergency Assistance
Zero Liability
Security Monitoring
Cell PhoneProtection
Identity Theft Protection
FDIC Insured
Your deposit accounts are insured up to $250,000 per depositor, per insured bank, for each ownership category. Learn more about FDIC insurance.
Emergency Assistance
Riverstones Vista Capital Mastercard cardholders receive 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance.
Zero Liability
Riverstones Vista Capital Mastercard cardholders bear no liability for unauthorized or suspicious purchases. Riverstones Vista Capital customers are liable for no more than $50 for unauthorized transfers, if reported within 2 business days.
Security Monitoring
Protecting your financial transactions is of the highest importance to us. We monitor our devices 24 hours a day, 7 days a week, for your peace of mind.
Cell Phone Protection
For Riverstones Vista Capital World Mastercard cardholders, when you pay your cellular phone bill with your Riverstones Vista Capital World Mastercard, you’ll be reimbursed for the actual cost to replace or repair your stolen or damaged cell phone, up to $600.
Identity Theft Protection
And if you’re a Riverstones Vista Capital Mastercard cardholder, you can enjoy ID Theft email alerts when you sign up for identity and credit bureau monitoring, free of charge.
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